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Close-up of a person holding a white piggy bank beside neatly stacked coins on a desk, symbolising financial recovery and debt collection services at SWVG.

Turning unpaid debts into recovered assets

Debt Collection

Debt recovery requires more than persistence — it demands a commercial mindset and a legal team that knows when to pursue and when to pause.

At SWVG Inc., we assist clients with the recovery of both minor and major debts, from a few thousand rand to claims worth millions. We know that chasing debt can be time-consuming and costly, which is why we are upfront about our billing from day one. There’s little value in spending more than what you may recover — and we’ll always advise you accordingly.

Recovery actions we run

From first demand to enforcement

Our team combines legal precision with practical strategy, helping you take the right steps while preserving business relationships where possible. From early-stage demand letters through to litigation and enforcement, we’re equipped to handle every stage of the recovery process.

Letters of demand and formal notices

Negotiation and settlement structuring

Issuing summons and litigation through the courts

Enforcement of judgments and court orders

Tracing services and debtor investigations

Advisory on cost-benefit recovery strategy

Ongoing legal support for recurring collections

Practical, Cost-Effective Strategies

How we improve recovery odds

We treat every debt matter with pragmatism and urgency. For us, it’s about more than legal action — it’s about finding commercially viable solutions. Whether that means negotiating settlements, enforcing judgments, or advising you not to proceed because recovery isn’t viable, we act in your best interests at every step.

predictable fees and measurable results

Why organisations choose us as their collections partner

We balance legal expertise with a focus on cost-benefit outcomes.

From a once-off matter to ongoing collections, we adapt to your needs.

We’re upfront from the start so you can make informed decisions.

Hand holding a credit card above a smartphone, illustrating legal debt recovery and enforcement services.

Recovering your debt

Let’s talk. Whether you’re owed R5,000 or R5 million, our team will help you assess the viability of recovery and take the right steps forward.

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